chase freedom credit card international fees

#Chase freedom credit card international fees free

In short, this everyday spending card might need to take a week (or two) off during your next international trip.

Still, no one wants to spend their vacation savings on bank fees. While it might be the perfect everyday card, the Freedom Unlimited does come with a foreign transaction fee: 3% of each transaction in U.S. Chase Freedom Unlimited Foreign Transaction Fee So when you get home, it'll be easy (and depressing) to calculate exactly how much you wasted on fees. That could rack up an additional $30 in fees.įTFs show up as separate charges on your credit card statement. For example, between hotels, bus rides, tours, and eating out, most of us could easily charge $1,000 during a trip. That's small enough that it might not deter you from making a few minor purchases, but high enough that it can quickly become frustrating. based retailers - like some foreign airlines - can come with a FTF.īanks will typically charge as much as 3%. Even making online purchases with non-U.S. In fact, you don't even have to be abroad to accrue foreign transaction fees.

That means that your meals, hotels, transportations, and shopping abroad can all come with an extra fee. If your card comes with this fee, you'll have to pay extra to the bank for every transaction you make with outside of the United States. If you are a frequent international traveler, you may want to consider a no foreign transaction fee credit card to avoid that 3% fee.įoreign transaction fees (FTFs) are, in a sense, exactly what they sound like. If you do, this card's foreign transaction fee might make a sizeable dent in your vacation savings.Ĭhase Freedom Unlimited charges a foreign transaction fee every time you use the card outside of the U.S. But you probably won't want to make it your go-to for spending abroad.

#Chase freedom credit card international fees free

Keep tabs on your credit health, Chase Credit Journey helps you monitor your credit with free access to your latest score, real-time alerts, and more.Ĭhase Freedom Unlimited can be a great card for your regular everyday spending.No annual fee - You won't have to pay an annual fee for all the great features that come with your Freedom Unlimited® card.Enjoy 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 20.24% - 28.99%.Cash Back rewards do not expire as long as your account is open! You can choose to receive a statement credit or direct deposit into most U.S. After your first year or $20,000 spent, enjoy 5% cash back on Chase travel purchased through Ultimate Rewards®, 3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service, and unlimited 1.5% cash back on all other purchases.Enjoy 6.5% cash back on travel purchased through Chase Ultimate Rewards®, our premier rewards program that lets you redeem rewards for cash back, travel, gift cards and more 4.5% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service, and 3% on all other purchases (on up to $20,000 spent in the first year).Intro Offer: Earn an additional 1.5% cash back on everything you buy (on up to $20,000 spent in the first year) - worth up to $300 cash back!.Chase Freedom Unlimited OverviewĪlthough the Freedom Unlimited isn't one of Chase's dedicated travel rewards cards, it does come with some nice rewards. We'll also offer some alternatives for what you can do to avoid this fee while abroad. In this article, we'll break down how the Chase Freedom Unlimited foreign transaction fee works. But will this card still be as useful while you're abroad? If you use the Chase Freedom Unlimited, it's probably your go-to card for everyday spending. That is like a $3 fee for every $100 you spend in a foreign country. Here's what you need to know about its foreign transaction fees.Ĭhase Freedom Unlimited foreign transaction fee is 3% of each transaction in U.S. Chase Freedom Unlimited may not be a good travel partner.